Protects vehicles against collision, theft, fire, and natural events, and may include 24-hour roadside assistance, replacement vehicle, and glass/accessory coverage.
Coverage
• Physical damage (own vehicle)
• Third-party liability (Auto RC)
• Assistance and optional add-ons
Who can purchase
Individuals or companies owning or using the vehicle.
Beneficiary
The insured (own damage) and/or third party (liability).
Designed for companion animals, covering veterinary expenses for illness or accidents (consultations, exams, surgeries, hospitalization) and may include funeral, transport, and boarding services.
Coverage
• Veterinary consultations, surgeries, exams, and hospitalization
• Emergency and assistance services
Who can purchase
Individuals who own pets.
Beneficiary
The insured (pet owner), through reimbursement or services provided.
Protects the insured home against fire, theft, electrical damage, windstorm, flooding, and other events, and may include 24-hour assistance services (locksmith, plumbing, electrical).
Coverage
• Damage to the property and its contents
• Personal liability (Family RC)
• Emergency assistance services
Who can purchase
Homeowners or tenants.
Beneficiary
The insured and, when applicable, affected third parties.
Designed for self-employed professionals and service providers (doctors, lawyers, engineers, consultants), it covers errors, omissions, or negligence that cause financial loss to third parties.
Coverage
• Property damage, bodily injury, and non-material damages
• Legal defense costs, as per policy terms
Who can purchase
Professionals or service firms.
Beneficiary
The insured (through reimbursement or direct payment to the claimant).
Guarantees full or partial settlement of debts when the insured suffers a covered event (death, disability, unemployment, incapacity), protecting both creditor and borrower.
Coverage
• Death and disability
• Unemployment and critical illness
Who can purchase
Lending institutions (with borrower participation) or the borrower directly.
Beneficiary
The creditor, up to the debt limit; any remaining balance goes to the insured or designated beneficiary.
